Publisher	Credit Karma Inc
Platforms	Varies with device
Price	Free
Size	Varies with device
Latest Version	more.1.9.37

Applying for a credit card or applying for a loan can be very simple and easy especially if you have a good credit score. This is one piece of information that will determine if your application will be approved or not. A credit score is more like an important tool for lenders (including bank providing mortgage loans, credit card companies and even car dealerships) to decide whether or not to offer you credit. Interestingly, with an app like Credit Karma, you can check your free credit scores and manage them to earn more.

Introducing Credit Karma Savings

Credit Karma works in a very simple manner. This app allows you to get access to your credit scores and reports from TransUnion and Equifax and it also gives you updates on a weekly basis. Interestingly, Credit Karma will give you excellent recommendations. The system uses its data to analyze your credit profile and make product recommendations that could help you save money. If you get a product through one of their recommendations, that is where the bank or the lender pays them which makes it a win-win situation for both you and the company.

Generally, Credit Karma’s main purpose is to give users free access to their credit scores. They can also provide free credit score monitoring and reports. Once you know where you stand, Credit Karma will help you figure out your next move. They will thoroughly analyze your credit score status whether you need to dispute an error on your credit report or determine if you are paying too much interest, and many other similar concerns. This app can be an effective tool for financial progress.

Free Credit Scores and Reports

On Credit Karma, users can get their free credit scores from TransUnion and Equifax and it doesn’t require any credit cards to access such information. To do so, simply create an account with Credit Karma and input all the information they need to pull up your status. From there, they will show you factors that can impact your scores. You will also get free credit reports from Credit Karma where they will point out important items to help you understand what’s on your report. They will also provide you offers that might help you save money based on your credit reports and profiles.

Credit Karma is absolutely for free. The company will get its revenue once you took any of the offers and recommendations they provide. Interestingly, reports are also updated weekly and you can check the info as often as you want. The app will also introduce you to the so-called Credit Karma Savings. This encourages users to open a savings account with Credit Karma and it only takes minutes to set up. You can start earning a high-yield interest rate that is optimized across a network of more than 800 banks!

Free ID and Credit Monitoring

Credit Karma also comes with Free ID monitoring. The system will help you spot potential identity theft and give you tips for keeping your personal information safer. It also comes with free credit monitoring where you can get credit alerts when they see important changes in your Equifax or TransUnion credit reports. If you are planning to a new house, Credit Karma can calculate how much home you can afford and see personalized home loan offers and get a mortgage pre-qualification letter.

The Verdict

Whether you are applying for a loan, a new credit card, buying a new house or a new car, Credit Karma can become an effective tool to manage your credit scores, monitor them and look for other great opportunities to earn more. The app will surely provide you all the excellent recommendations that you can accept which will also allow you to save money at the same time. It has more than 100 million members and that is great enough to prove how reliable this company is. Currently, the Credit Karma app is available for both Android and iOS devices and you can download this app absolutely for free.